top of page
Borrower
Marketing Rep
Front and Back ID
Social Security
HUD
Transcripts
Work Number
Forms / LOX
Purchase
Purchase Agreement
Earnest Money Check
Gift Letter
Home Owners Agent
*
Rate and Term Refi
Mortgage Note
Mortgage Statement
Home Owners Insurance
*
Cash Out Refi
Mortgage Note
Mortgage Statement
Home Owners Insurance
Desired Payoffs
*
2 year Employment history
Workplace Address
Phone Number
No Job Gaps
Borrower has W-2 Income
W2 Calculator
2018 W2
2018 1040
2019 W2
2019 1040
2020 W2
2020 1040
30 Days of CURRENT Paystubs
HomeReady/Home Possible
Income Guide
Framework
Borrower has Self Employment Income
Self Employment Calc
1099's
2018 1040 and Schedules
2019 1040 and Schedules
2020 1040 and Schedules
YTD P & L
Template
Borrower has Rental Income
1038 Calculations
2018 1040 and Schedules
2019 1040 and Schedules
2020 1040 and Schedules
Current Leases
Borrower has Student Loans
Student Loan Calcs
Borrower has previous BK
Pacer
Chapter
*
required
Borrower has previous Sheriffs sale
Dox Pop
*
required
Borrower has been divorced
Dox Pop
Borrower pays Child Support
*Needs
Borrower gets Child Support
*Needs
60 Days of CURRENT Bank Statements
Borrower has Non Borrowing Joint Account holder
LOX
Large Deposits
LOX
Borrower Credit needs adjustment (see notes)
LO Notes:
Normal Text
Title
Subtitle
Normal Text
Co-Borrower
Front and Back ID
Social Security
2 year Employment history
Workplace Address
Phone Number
No Job Gaps
Co-Borrower has W-2 Income
W2 Calculator
2018 W2
2018 1040
2019 W2
2019 1040
2020 W2
2020 1040
30 Days of CURRENT Paystubs
HomeReady/Home Possible
Income Guide
Framework
Co-Borrower has Self Employment Income
Self Employment Calc
1099's
2018 1040 and Schedules
2019 1040 and Schedules
2020 1040 and Schedules
YTD P & L
Template
Co-Borrower has Rental Income
1038 Calculations
2018 1040 and Schedules
2019 1040 and Schedules
2020 1040 and Schedules
Current Leases
Co-Borrower has Student Loans
Student Loan Calcs
Co-Borrower has previous BK
Pacer
Chapter
*
required
Co-Borrower has previous Sheriffs sale
Dox Pop
*
required
Co-Borrower has been divorced
Dox Pop
Co-Borr pays Child Support
*Needs
Co-Borr gets Child Support
*Needs
60 Days of CURRENT Bank Statements
Co-Borrower has Non Borrowing Joint Account holder
LOX
Large Deposits
LOX
Co-Borrower Credit needs adjustment (see notes)
bottom of page
